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Top Reasons Couples Divorce - Should You Stay or Should You Go?

July 19, 2008

Some of the top reasons that couples divorce or stay together and try to salvage a marriage are because of the children, infidelity or abuse. Divorce should always be the last option as marriage is a sacred bond between two people. However, there are reasons to try and save a marriage and there are reasons to leave one. Here we will be discussing some of those.

Many times in a marriage we often hear people say “We are staying together because of the kids.” In fact I knew many a couple that stayed together until their children were in College or almost out of College to get a divorce. They did so because they were afraid of the way their children may react to divorce. We all know some of the horror stories of children who have been scarred because of a divorce in the family. This is decision that must be made between both partners. That if divorce is in the cards, the relationship each parent has with each child should remain strong.

Having an affair in a relationship is also one of the top reasons couples divorce. When a partner has a wandering eye and looks for comfort outside of the relationship, there is definitely a problem. Many times people will just go ahead and get divorced, but when you are deciding if you should stay or go, it may be a good idea to look into why the cheating occurred and if it can be helped with counseling. Even more importantly, you need to decide if the partner that was cheated on can forgive the other.

Finally, abuse in a relationship is yet one of the top reasons couples divorce. Is your partner hitting you? Is your partner putting you down and name calling you in public to humiliate you? What sort of abuse is going on? Is the abuser willing to get help? These are all important questions when deciding the fate of your marriage and questions that should not be taken lightly.

There are many reasons why you should stay or why you should go when deciding on your marriage. Children, affairs and abuse are all reasons that a couple may divorce, but the decision ultimately lies with you. Know that there are people who can help you make this decision. It is a hard one and possibly the hardest one you will ever make in your life. Please be sure to make it a wise one.

Stacie is a single mother of 3 boys, 15, 12 & 6 who has personally experienced a domestic violent relationship which ended in a nasty divorce and custody battle after 14 years of marriage. She believes in being educated so you can better prepare yourself for this life altering process. Stop by http://www.divorceinforeviews.com today so you can learn how to avoid the same mistakes she did.

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Digital Scrapbooking: Using Digital Collages

Digital scrapbooking is gaining popularity and there is so much available online now to fill the demand. The benefits of going digital include saving time and money on supplies. You can quickly find everything you need for little or even free online to create memorable pages.

Another benefit is in the creativity that can be used in digital scrapbook pages. You are not limited to one or two pictures per page. This is where it gets interesting. Have a group of pictures from a day and cannot narrow it down to just a select few. You dont have to, with digital scrapbooking you can use all your pictures. You can resize them at will in your graphics program and create a collage.

A collage will add visual interest to your page. Use digital papers and elements to complement the photographs. A collage can also be a group of elements or papers not necessarily photographs. Using a mixture of both is also a great option.

There are various collage styles you can use to add interest to your digital pages. Blending photographs together seamlessly is a traditional collage style. This style suits any group of pictures as background and anything you dont want can be removed from the picture. A more modern approach is a symmetrical design, using square and rectangular layouts. This style is more suited to photographs that are similar in color and style, all taken the same day, same photo shoot, or same place. Or if they are not, simply convert all the pictures to black and white and this will give an appearance of being similar. Another style is a more artistic approach, blending your photographs into digital papers and elements. Play around with the opacity of the layers of your layout for a unique fresh look to your pages.

All it takes is a little time to explore the possibilities and some creativity and the result will be a unique scrapbook page. Why not print and frame an individual page to showcase as part of your homes dcor.

Barbara Ryan is the Owner/Digital Artist of Cherish Collages Custom Photo Collage Design, http://www.cherishcollages.com a business dedicated to creating unique personal keepsakes and gifts from photographs. Collage styles include traditional blended collage, symmetrical block style collage, and artistic digital scrapbook style collage.

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NLP - 4 Steps To Acknowledge Your Imperfection and Build Your Self Esteem

Acknowledging your imperfection is a big step for a lot of people. I remember my NLP training, we did a lot of self-improvement exercises and half of the people there, including me, had a deep value of perfection. Consciously or not, and most of the time it is subconscious, we needed to be perfect and act accordingly. And obviously, as it is impossible, we had lots of emotional problems.

Most of the time, the value of perfection is subconsciously imprinted within us.

This easy exercise will help increase your self-awareness about mistakes by understanding that everyone makes mistakes and by loosing that subconscious belief that have that you need to be perfect and in control all the time to function in the world.

1. Make a list of famous people you respect who have made big mistakes. You can see that all the time so it shouldnt be that hard.

2. Make a list of people who you know and respect and write down the mistakes you can recall they have made. You may include your parents, relatives, friends, or anyone you personally know.

2. Make a list of people who you know and dont necessarily respect. Write down mistakes you think they have made. Again, you may include your parents, relatives, friends, or anyone you may know.

4. Review the 3 lists. Even if you think youre famous, even if you love and respect yourself or even if you dont love and respect yourself, think about these people and yourself. Think youre among them. You now see that youre not so different from them, physically at least. So maybe youre not so different from them emotionally either. Therefore you may make mistakes, as they do. Maybe youre imperfect as well. After all, if you were perfect, you wouldnt be part of that group, would you? You would probably be alone. Is that what you want? You dont want to be part of these groups, everyone pointing at you because you have a mark on your forehead saying perfect in big red letter either, do you? Do you really want to be that different and that lonely?

Imperfection is part of everybodys life and its good. Once you get rid of these toxic beliefs that you need and have to be perfect, life takes a total new meaning and freedom and abundance become your very best friends.

And now, reach toward excellence, create a vision and attract success. And I would like to offer you my famous 5 part mini-course Discover the TOP 5 secrets of EVERY highly successful Person to Achieve What You Want” today at http://www.vision-to-action.com

And I would also like to give you my multi-media minicourse on building high self esteem at http://www.opportunitytogrow.com/minicourse

Emmanuel Segui - http://www.opportunitytogrow.com

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Bad Credit Mortgage Loans: Qualifying for a Good Mortgage with Bad Credit is Easier than You Think

Bad credit mortgages from Sub Prime mortgage lenders are easier than ever to get; however, qualifying for a good mortgage with competitive rates can be tricky with bad credit. If you are a homebuyer with poor credit and are in the market for a mortgage, here are several tips to help you find the best loan without losing your shirt.

The mortgage industry is a fiercely competitive industry. As a result most lenders are tapping any market they can to improve their profits. This includes the bad credit or sub-prime mortgage industry. Ten years ago having bad credit would prevent you from qualifying for a mortgage. Today qualifying for a mortgage with bad credit is easy; you can even qualify for 100% financing of your home purchase.

As a homeowner with bad credit there are steps you can take to improve your credit before applying. The easiest way to improve your credit is to review your credit records for errors, dispute any inaccuracies, and settle with creditors to have negative information removed from your credit reports. Once you clean up your credit history you need to focus on paying all of your bills on time to build up a positive payment history. This process will take you about six months; however, if you dont want to wait that long you can still apply, just be prepared to pay more.

Your Income is Your Asset

The most important aspect of your application after credit is your ability to repay. Mortgage lenders like to see that you have been employed for at least two years. If you are self-employed this will be more difficult to prove; your lender will need at least two years of your self-employment tax returns.

Your Down Payment

Having the necessary down payment will help your application significantly. Most mortgage lenders will work with you if you have at least 10% down. If you have less than 20% the lender may require you to purchase Private Mortgage Insurance. It would be in your best interest to avoid paying Private Mortgage Insurance as this can add hundreds of dollars to your monthly payment amount. There are bad credit mortgage options available that do not require Private Mortgage Insurance, namely an 80/20 or piggy back mortgage.

Private Mortgage Insurance Blues

Private Mortgage Insurance is expensive and does nothing for the borrower. This insurance only protects the lender from losses they incur if they foreclose on your loan. If there is no way for you to avoid Private Mortgage Insurance you will be able to drop it after a certain period of time or at a certain percentage of equity if your payments are current. Ask your lender about the automatic termination or if you can have the insurance terminated early.

You can learn more about your bad credit mortgage options by registering for a free mortgage guidebook.

To get your free mortgage guidebook visit RefiAdvisor.com using the link below.

Louie Latour specializes in showing homeowners how to avoid common mortgage mistakes and predatory lenders. For a free copy of “Mortgage Refinancing: What You Need to Know,” which teaches strategies to find the best mortgage and save thousands of dollars in the process, visit Refiadvisor.com.

Claim your free guidebook today at: http://www.refiadvisor.com

HREF="http://www.refiadvisor.com/pblog/">Dummies Mortgage

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How Chapter 13 Reorganizations Affect Online Creditors

When an individual or a business faces difficult financial times, it often becomes necessary to consider filing for bankruptcy protection. In order to assist in selecting the best bankruptcy option for a client, the effective advocate must be aware of and understand the advantages or disadvantages in choosing one bankruptcy selection over another. Generally speaking, bankruptcy allows people who are unable to pay all bills due to get a fresh start by jumping through various procedural obstacles. There are four kinds of bankruptcy protection provided for by statute:

  • Chapter 7: known as “straight” bankruptcy or liquidation. Chapter 7 requires that a debtor give up property which exceeds certain limits so that the property can be sold to pay creditors.
  • Chapter 11: known as a reorganization. Chapter 11 is used by businesses and some individual debtors whose debts are very large.
  • Chapter 12: is reserved for family farmers.
  • Chapter 13: known as a “wage earners plan. Chapter 13 requires a debtor to file a plan to pay debts (or parts of debts) from current income.

Most individuals who can afford to make some payments to creditors will elect Chapter 13 bankruptcy protection. When filing for Chapter 13 bankruptcy, the individual files an interest free debt repayment plan, generally over a 3-5 year period, which consolidates (and often reduces) the debt, and must be approved by a federal bankruptcy court. While in a Chapter 13 debt repayment plan, creditors are barred from collecting, and they are required by the presiding Court order to adhere to the terms of the plan. To qualify for Chapter 13 though, the individual must be working or have a consistent source of income that will allow them monthly living expenses in addition to the required debt payments.

The repayment plan is the centerpiece of Chapter 13 bankruptcy, and is essentially an agreement between an individual and their creditors. The creditors usually agree to forgive a portion of the debts owed them in exchange for a commitment to repay the reduced debts over time. Most plans require monthly payments to the bankruptcy trustee, which is a federal official appointed by the court to oversee the case. The trustee then makes distributions to the creditors. While making payments under a repayment plan, the creditors listed in that individuals plan cannot take any collection actions against them, and they are required by law to abide by the terms of the repayment plan.

An online creditors ability to collect money after the initiation of a Chapter 13 filing by the debtor, like other creditors, will largely depend on the nature of the debt. Due to the speed and anonymity of electronic commerce, most online creditors will be unsecured. In order to participate in the bankruptcy process to ensure some level debt recovery, any unsecured creditors must file their claims with the court within 90 days after the first date set for the meeting of creditors. With general creditors this does not present an issue, but because of jurisdictional barriers created by electronic commerce, this requirement is often not met.

An online creditor must exercise an extra level of due diligence when attempting to collect on past due accounts. While Chapter 13 requires that a debtor list all debts and creditors at the beginning of the process, it is possible for a creditor to not be notified due to distance or other jurisdictional issues. Failure to take notice of a claim may preclude the creditor from collecting any of the money due.

Chapter 13 is often a viable alternative to Chapter 7 bankruptcy for those people who can maintain a certain level of income. Whether attempting to collect on a Chapter 13 bankruptcy filing, or contemplating seeking the protection offered by filing, only an experienced bankruptcy lawyer can accurately guide you through the difficult process. A qualified bankruptcy attorney is both the creditors and the individuals most useful tool in being able to navigate the bankruptcy process. As electronic commerce continues to expand, Chapter 13 online creditors will only increase in proportion. Due to the unique obstacles and challenges presented by the online creditor collection process, an experienced attorney may be the only way to ensure Chapter 13 protection or collection.

This article was drafted by Nick Deleaunt, for the bankruptcy lawyers at Goldstein and Clegg, LLC.

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God, Leukemia, & Me

I was 19 years old in 1979 and I knew something was terribly wrong with my body. I despised college and moved my belongings back into my parents home without them realizing it by March of my freshman year. In the coming months, I began to play church softball which I loved with a passion. At one game, a girl hit me and I flipped over and landed on my back. (Yes, I did say CHURCH softball.)

Nothing was the same after this event. My back hurt so badly I could never get comfortable. I began to find bruises all over my body for no apparent reason. I knew the bruises were a sign of leukemia from a book I had read in my early teens. My mom took me to different doctors here in my hometown. She finally even took me to a chiropractor. The chiropractor did relieve the pain for a time. When I was at my worst, my family doctor had been unavailable and the other doctors never found anything wrong with me.

I had a summer job and my routine was to get up in the morning, go to work, come home for lunch, take a 40 minute nap, get up, go back to work, come home and sleep until the next morning and then repeat the schedule. I was so exhausted, this was all I could manage to do.

My nose began to bleed uncontrollably and had become somewhat of a nuisance. Finally, my family doctor was able to see me and put me in the local hospital immediately after checking my hemoglobin. Along with the nose bleeds, the bruises, and the exhaustion, I was now crying. I knew being in a hospital did not mean anything positive and I was scared to death.

I spent one night in the hospital and the next day the nurse was trying to get me to eat something, when my doctor burst into my room and told my dad and me that I had to get to Greenville Memorial Hospital immediately. This particular hospital was much larger than the hospital I was in at the present time.

Let me explain something. I am an only child and when you tell my dad and me something of this nature, we are not the best two to tell of gloom and doom. I lost all reasoning and my dad called my mom at home. He probably lost it too, but I was too involved in myself to notice. We left the hospital, picked up my mom and grandmother and headed for Greenville with me crying uncontrollably and my nose bleeding.

At this time, I must also explain something else. I am not able to ever remember a time when I have not been a Christian. My mother had me in the Central Methodist Church each and every time the door opened and I have always deeply believed in Jesus Christ. But, at this time in my life, I began to believe I was invincible. Nothing could touch me and I really cared about nothing but myself. With that said, I will go on with my story.

We arrived at the hospital and I had to wait in a waiting room because there were no rooms available. I never thought of it before, but baby Jesus had the same problem. I am not comparing myself to Jesus, but it has just struck me odd. Finally, I got a room and the doctor came into my room. He was not the doctor I would be seeing because that doctor was out of town. The doctor I saw this day was Dr. Holt and he had a practice with Dr. Smith who I would be seeing when he returned. Dr. Smith was a hematologist, a blood doctor.

Dr. Holt said I would have to have a bone marrow. This meant nothing to me. The nurse, Ethel, came in the room for me to sign to have this done, since I was considered to be an adult. I did not feel like an adult. I asked her did it hurt and she said yes. And I said then I am not going to do it. She told me she did not blame me. I liked her immediately for telling me the truth. I was in that hospital for 21 days and Ethel was my very favorite nurse during this time. I cannot at this time remember why I considered to have the bone marrow test done, it may have been Ethel’s honesty or the lost look on my parents’ face, but I had it done and it did hurt.

In the next several days, blood was taken from my body several times a day. I had blown veins and must have looked just like one big bruise. I do not remember how many days elapsed, but my bone marrow results came in and Dr. Holt, along with my parents, my grandmother, and my minister told me what I already knew.

Dr. Holt said, “You have leukemia, but you already knew that, didn’t you?” I just nodded and began the crying thing again. In the meantime, my nose had ceased bleeding because of my grandmother’s knowledge of the Bible and a shot of Vitamin K.

Remember, at this time, I am the most important thing in the world to myself. I began to think, “WHY ME?” I had a cousin who was really bad and always in trouble, why wasn’t it him? WHY ME?
Something, I say ’something’, but I know it was God had just kicked my legs out from under me and I looked up at my minister and said, “Where’s the chapel?” And he took me to the hospital chapel.

Let me inform all of you who do not know what an actual hospital chapel looks like. It’s not like the one on ‘Days of Our Lives’. This is really what I thought it would be like, but it’ not. I was in a wheelchair and I had to go into the 6 X 6 room and back out when I finished.

But, while I was in that room, the only thing that resembled anything about God was the Holy Bible on a table. At that time, I knew it was all I needed. I read scripture and I prayed for God to heal my body. It was at this time that I knew this was not a problem Mama and Daddy could solve. This situation was about a relationship that I had let lapse between Jesus Christ and me.

This was the day my body began to heal spiritually and physically.

At some point and time, I was in the hospital room alone, which was really odd, and a nurse came in my room. She walked with a limp. She told me to stop feeling sorry for myself and decide to fight this thing. She told me that if I didn’t fight it, I would die. What’s really strange is that for 21 days I never saw this nurse again. I never changed rooms. Nurse or Angel?

Finally, Dr. Smith appeared the next day and let me tell you, he is and was the most caring individual I have ever come in contact with and I know God worked through him to get me where I am today. Dr. Smith began my chemotherapy. Every time I urinated I could smell that chemo and it made me sick. Mama used some kind of powder after she took a shower and that made me sick. Any strong smell just made me sick.

My room was right beside the nurses station and I just loved all of them. In fact, they had me spoiled rotten. They brought me doughnuts, tickled my feet to wake me up, and told me all about their families. They were most precious to me. When the head nurse was looking for her nurses, they were usually in the room with me.

I must tell you about my parents.

My father drove a truck for a glass plant in our town. As I said earlier, I am an only child and I was the center of my parents’ life. The reason I’m not now is because I have children and they are the center of my parents’ life. My father drove his truck all over and would park his truck near the hospital, walk to the hospital, and sleep on a cot in my room when he wasn’t working. He was never in the best of health because he suffered from kidney and heart ailments. Everywhere he went, he told everyone all about me. I’ve been told as an adult, that if anything had happened to me, they are sure that he would have committed suicide. I like to think that he wouldn’t have done that. I remember his tired body and especially his wrinkled face and know how fortunate I was to have had a father who was so active in my life and who loved me so much and I him.
He passed away in 2004.

My mother was a beautician and the day I was transferred to Greenville Memorial Hospital, she left her career behind and stayed with me all but a few hours of one day of the 21 days in the hospital. Now that I’m a parent, I cannot understand how she faced me day after day knowing I may die. How she stayed with me and didn’t cry every time she looked at me? Sometimes, after she had walked out of my room she would come back in and I would ask her if she had been crying. She would always say no. She and I knew she had been lying. She knew it was the answer I needed to hear. And, it was the kind of lie you tell because you love someone so much you don’t want them to hurt. I believe we are forgiven for those kind of lies. I thank God for a Mother who loves her child and doesn’t want to see her child hurt.

During the time I was in the hospital, I had two vivid dreams. They were both the same dream. I was walking through the most beautiful meadow, green grass, babbling brook, birds chirping, blue sky, sun shining, and someone was walking alongside of me. We both had on long, flowing white gowns. I never looked up to see who it was because I knew Him. There was no reason to look up. I walked twice with Jesus Christ and there is no doubt in my mind about it. I call the visions dreams because I don’t know what else to call them. I don’t know if God was giving me a choice to make or He was just giving me the peace I needed. Not only did I never look up at Him, we never once spoke. There was no need for that either.

I always loved to drink Pepsi, Coke, etc. at breakfast. Mama was getting dressed because this was the day I was going home. Mama had stopped using the powder that me sick and this was a blessing. I yelled to her that I didn’t have any more to drink. At that time, someone knocked on the door and I told them to come in. It was a guy who worked at the Coca-Cola Company and he was delivering me a case of Cokes. Delivery guy or Angel?

I came home from the hospital. I went through five years of chemotherapy, six weeks of radiation, three more bone marrow tests, lots of depression, and a visit to Duke University to save my ‘good’ bone marrow. I don’t see the nurses or Dr. Smith anymore, but I strongly believe they were all a part of God’s plan to see me to this point.

I am married to a most wonderful man for 26 years and have two children who are 21 and 18 years of age. My mom is living her life to the fullest. Life has never been perfect for me, but I always know the only strength I have is Jesus Christ. If He brings you to it, He will bring you through it.

Lea Pitts, after 29 years of being in remission, I am very thankful to God and to my family for their love and faithfulness. My blog: http://godleukme.blogspot.com

A Life Touched
Direct Answers - Column for the week of February 17, 2003Back when I was in grammar school, every once and awhile I would meet up with a girl my age and talk. Lisa never was around much, but she was always very sweet and nice. In 5th grade she was ...

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Natural Remedies For Your Mold Allergy

Whether you have a mold allergy, gluten allergy, or any other type of allergy the time has come to learn about natural allergy treatments that will boots your immune system and adrenal system.

Most people treat the symptoms with a quick fix 12 hour relief and forget all about the reason they are suffering from allergies. Alternative treatments dont treat symptoms they treat the underling causes which means over time you will see your allergy diminish and youve got to admit getting rid of that mold allergy would be really nice.

When one focuses on the nutritional supplements that will strengthen the body it can be a very personal prescription because each of us have different issues going on in our body that are making our immune system week and that applies whether you are dealing with your mold allergy or an allergy to your pet.

The object is to make your body healthy so it the signals are no longer mixed and it is able to help your body fend off those allergens. Herbs, nutrients, and natural decongestants and antihistamines can all work together. Additionally other supplements and herbs can help reduce the amount of inflammation which is part of allergies.

Your treatment for your mold allergy needs to be personal. Of course one of the things you will want to do is ensure that any mold in your own home has been killed. Your allergy program should be designed to strengthen your immune system and one of the simplest and cheapest ways to do that is with Vitamin C. It also neutralizes histamines giving you some relief from your allergy.

Lets have a look at what relief you can get for your mold allergy and other allergies as well.

1. Vitamin C is a natural antihistamine and will improve adrenal function. Take up to 5000mg daily. Increase in 500mg increments and stop when the bowel is no longer tolerating it.

2. Vitamin B5 helps deal with stress and improve adrenal function. Take up to 1000 mg a day and split into two doses.

3. COQ10 is powerful boosting the immune system, reducing histamines, and improving heart health. Take 100mg two times a day.

4. Vitamin A is an anti inflammatory and immune booster. Take 10,000 IU twice daily.

5. Vitamin B12 reduces inflammation. Take 1000mcg in the morning.

6. Pantethine produced Coenzyme A and reduces stress. Take 300mg three times a day with your meals.

7. Omega-3 Fatty Acids will reduce allergic reactions. Take 1000mg daily.

8. Vitamin E & Selenium are immune boosters. Take 400IU of Vitamin E per day & 50mcg of selenium.

9. Magnesium relieves bronchospasms. Take 400mg daily.

10. A full spectrum digestive enzyme will enhance digestion of nutrients. Take with each meal.

There are also many herbs that can help. Remember although natural herbs are still medicines so you need to check with your doctor before taking any herb if you have a medical condition. There are herbs that will boost your immune system and there are herbs that are natural antihistamines or decongestants to help deal with your mold allergy.

1. Burdock will help clear congestion and is also good for colds.

2. Marshmallow root will help your body move mucus out.

3. Goldenseal Root will soothe inflamed membranes and it is also antibacterial.

4. Capsicum stimulates circulation and helps fight infection in the respiratory system.

Thats only a handful of natural remedies for your mold allergy. Why not get to the bottom of it?

Get all the latest information about Allergies from the only true source at http://www.1allergyinformation.com Be sure to check out our mold allergy pages.

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2007 Calendar Day Easy Scrapbooking

2007 calendar day-to-day easy scrapbooking doesnt contain complex rules in its art form. Some hobbyists prefer scrapbook pages where the photograph is the main element and embellishments are applied to a very minimum. Others may even include an arrangement of embellishments to add to the scrapbook design. This can be a personal choice in 2007 calendar day-to-day easy scrapbooking; each can be effective and create dazzling layout designs. 2007 calendar day-to-day easy scrapbooking have items such as brads or eyelets, which can be used instead of glue or tape to stick papers or pictures, and even be used decoratively.

Pretty Pictures for a Scrapbook Calendar

Normally, the 2007 calendar day-to-day easy scrapbooking focuses on a photograph or several photographs. It is best to adhere with one to three good, crisp photographs when starting out. The scrapbook page is then embellished and decorated with different items limited by the scrapbooking creators vast imagination. Sketching for 2007 calendar day-to-day easy scrapbooking is an optional step in which the scrapbooking hobbyist will create a scrapbook layout of what the specific scrapbook page can look like after completion.

The scrapbooking step assists the enthusiastic hobbyist in viewing the final page prior to all scrapbook elements being modified to fit on the scrapbook page to ensure the look desired by the creator of the 2007 calendar day-to-day easy scrapbooking. With the fast popularity of 2007 calendar day-to-day easy scrapbooking increasing daily, more resources are actually available to an amateur and professional scrapbooking enthusiast alike. 2007 calendar day-to-day easy scrapbooking doesnt have to be a great challenge for anyone who wants to attempt this amazing craft. Digital scrapbooking is still basically in its infancy, but certainly shows a world of promise as the medium of the future in 2007 calendar day-to-day easy scrapbooking.

Peter Foster has special interest in arts. He gives advice to anyone who wants to know about online art school and scrapbooking and others. He refers to http://www.layersofourlives.com in many of his sessions for art school class for scrapbooking, scrapbooking and DIY scrapbooking art, 2007 Calendar Day Easy Scrapbooking.

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NLP - Learn from Your Mistakes and Increase Your Self Confidence

Everyone has weaknesses. Healthy confident people acknowledge that and know how to learn from their mistakes. If you want to become a healthy self-confident person, you also need to learn to deal with your faults in a productive way.

How your parents reacted to your behavior and your mistakes when you were a child has consequences on how you deal with mistakes right now, as an adult.

If your parents gave you unconditional acceptance, it has certainly encouraged you and chances are you felt good about yourself. On the other hand, if your parents were overly critical or overprotective it has probably damaged your ability to develop self-confidence. And this is exactly what happened to me as a child. Even now, as Im 30, they call me to tell me what to do and to be critical. Fortunately, Ive learned how to deal with that through self-improvement and NLP.

As a child, I have been punished for mistakes I made and I have been ridiculed even. Its OK to punish your children, but to a certain point. If that happens too often, the person likely goes through life trying to avoid mistakes, instead of learn from them.

If you were ridiculed for mistakes by a parent who told you its bad over and over again when you were young, you will have a hard time to fully develop self-acceptance. Instead of accepting your mistakes and move on, you may have felt it necessary to hide mistakes.

People who have a hard time to admit their mistakes have a deep value of perfection. They want to be perfect, for all, everywhere, all the time. Well, its not going to happen.
They need to learn humility and recognize that perfection is not of this world. Success, happiness and peace have nothing to do with perfection.

And now, I would like to offer you my famous 5 part mini-course Discover the TOP 5 secrets of EVERY highly successful Person to Achieve What You Want” today at http://www.vision-to-action.com

And I would also like to give you my multi-media minicourse on building high self esteem at http://www.opportunitytogrow.com/minicourse

Emmanuel Segui - http://www.opportunitytogrow.com

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Rome Bed And Breakfasts: Because Accommodation In Rome Does Not Only Mean Hotels

Just like many other invasions in Italian history, also the bed and breakfast one came from the north. The tourism workers was not used at all to lodge its guests in something different from an hotel or an apartment, because Rome had always been the destination of particularly wealthy tourists.

There was no need to offer them only the possibility to have breakfast in the morning in a place similar to a real house, just to save up some money. Now the world of tourism has totally changed. New kinds of travelers need just a place to sleep at night in a comfortable environment, preferring to save money or to spend it even more, for any other reason but an hotel room: to make a guided tour of Romes monuments and museums, to shop in the fashion boutiques area surrounding the Spanish Steps, to book a comfortable transfer from the airport, to enjoy the night life of the Eternal city and so on. Luckily enough, people of Rome finally got it so that in the last fifteen years they started to open bed & breakfasts all over the city and often in the same beautiful locations of the best an more luxury hotels of Rome. Most of them were owners of flats and small charming buildings in the city centre and they took the risk to start this business from scratch. But very soon they realized that these kind of accommodations would suit Romes tourists just as well as everywhere else in the world where they were already so popular. An even more: a total boom of reservations was registered!

If youll ever have the chance to lodge in one of Romes b & b you will easily understand why the first ones who lodged there liked it so much: because those rooms had actually been someones bedrooms, bathroom and dining room till yesterday, they had been lived for real, they had been a real house for entire generations: from children to grandparents; in a word, they had been alive. A lot of travelers seem to like this atmosphere much more than the aseptic one of a very refined hotel. But theres more. If youve already booked a room in some bed & breakfast or some guest house for your holidays in Rome, you will be positively impressed by the people who usually run these places. Most of them still live there and they are not in a rush as some hotels receptionists: usually they are very friendly people who enjoy to have a little chat with you while theyre arranging your breakfast in the morning.

Do you want some tips about where are the best locations to book a Bed & Breakfast in Rome? Trastevere and Rione Monti, with their picturesque old building, all restored in the inside, are tremendous spots to look for this particular kind of accommodation. One last tip: if youre trying to book online your accommodation in Rome, just beware of hidden costs and always ask for real bed & breakfasts or guest houses: theyre so requested right now that some tiny hotels pretend to be one of them!

Paola Lo Russo is a true expert of travel to Italy. If you want to know more about Hotels in Rome and about Rome Bed & breakfasts on his online resource at http://www.romaclick.com

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